How do I get PCI DSS Certified?
Here are the below steps you should take once you are ready to become PCI DSS certified:
Identify your compliance ‘level’
Complete a self-assessment questionnaire (SAQ) or Complete an annual Report on Compliance (ROC)
Complete a formal attestation of compliance (AOC)
Complete a quarterly network scan by an Approved Scanning Vendor (ASV)
Submit the document
Please note: When dealing with PCI DSS requirements, you can either go through the process yourself or get help from a PCI SSC Qualified Security Assessor (QSA)
Identify where your business sits within the compliance levels. There are varying levels depending on the size of a business, based on how they handle transactions and data, what credit cards they work with and how many transactions they process.
A business that processes over six million transactions annually.
A business that processes one to six million transactions annually.
A business which processes 20,000 to one million transactions online over 12 months.
A business that processes less than 20,000 transactions online annually and processes up to one million transactions annually.
For Level 2-4 merchants:
The self-assessment questionnaire (SAQ) is a guidebook you can use to assess your current compliance level. It takes you through the requirements (as listed above) to help you identify your company’s payment security and if you should make changes to your business.
For Level 1 merchants:
As part of the audit the assessor will:
Validate the scope of the assessment;
Review documentation and technical information;
Determine whether the PCI DSS’s requirements are being met;
Evaluate compensating controls.
The RoC (Report on Compliance) will then be submitted to the organisation’s acquiring banks to demonstrate compliance.
Once you’ve made any changes necessary and have updated your SAQ, you can fill out a formal attestation of compliance (AOC) in which a qualified security assessor reviews your work and officially validates if your business is fully compliant with all relevant PCI standards.
An Approved Scanning Vendor (ASV) is an organisation that is qualified by the PCI SSC, to complete external vulnerability scanning services using specialist security tools find any weaknesses or holes in your systems that hackers may attempt to exploit. These must be completed every 90 days. For further information click here.
Finally, you must submit your documents such as your SAQ, AOC and ASV scan report to your acquirer bank and to the relevant credit card/payment brands as requested.