giropay

How does it work?

giropay is a real-time online bank-to-bank payment method using your customers’ bank account information. When paying with giropay your customers are directed via a secure connection to their bank. There, they will transfer the funds in a familiar online banking environment.  Once the transaction has been completed, they will return back to your online store and approved transactions will be deposited in your accounts within 2 working business days.

How it can be integrated?

Opayo offers European payment types when using the Server Integration.  Find out more here.

To get started you need to:

• Sign up to Opayo’s Online Payment solution
• Apply for a Merchant Account &
• A local European Payment Merchant account

How secure is it?

Payment transactions with giropay take place securely from the customer’s online bank.  This guarantees that sensitive and personal data are exchanged only between them and their bank. No third party is able to view their personal account and sales information.  All giropay payments have the highest level of security using a PIN or a single use one-time password (also known as a Transaction Authorised Number).

Benefits

• Payments Guarantee: Rest assured that all order payments up to 10,000 Euros are guaranteed
• No Chargebacks: Ship with confidence - once payment has been confirmed, no charge backs are possible.
• No transaction limit

Additional information on Opayo supported payment methods.