Accept Contactless Payments with a Contactless Card Reader

Yes, contactless payments are secure. Accepting payments both contactlessly and via Chip and Pin both use a Merchant Account which will check and approve customer payments before sending them to you. Payments using digital wallets also increases the level of security because the shopper can be biometrically authenticated. Digital wallets enable customers to complete high value payments above the current £45 limit for contactless debit or credit card payments. Our contactless card readers benefit from point-to-point encryption. From the point of sale through to the point the payment reaches the processor, the payment card data is encrypted and unreadable to protect your customer’s data. Our contactless card machines are also PCI-DSS compliant. PCI-DSS is the worldwide Payment Card Industry Data Security Standard which ensures card payments are accepted, processed, stored and transmitted in a secure environment. For more information read our guide to ‘What is PCI Compliance?’.

As of 1 April 2020, contactless payment limits were increased from £30 to £45 in the UK and €30 to €50 in Ireland, this means if your customers debit or credit card is lost or stolen no large transactions can be processed. From 2021, under new Strong Customer Authentication regulation, where the cardholder initiates more than five consecutive low value payments per day, or where the total payments value exceeds €150 for contactless payments, the shopper will be asked to authenticate the payment using chip and pin.