Strong Customer Authentication (SCA) is a new set of rules that will change how consumers confirm their identity when making purchases online. The rules apply in full for card payments, from 14 September 2021 in the UK and from 31 December 2020 in the rest of the EU. These deadlines will not change.
If you do not take action, e-commerce card-based payment transactions that are non-compliant will be declined. Implementation of these new rules may require testing and specific changes to your payment process. We therefore encourage you to take immediate action to ensure you are not at risk of declined transactions which may impact your business. Urgent action should be taken by businesses with an online presence. For further information, please see the recent UK Finance guidance statement available here.