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All accounts set-up with Opayo are able to use the AVS and CV2 fraud checking tools. These fraud prevention tools offer you security on the transactions that have been processed through your account.
The AVS or Address Verification System uses the address details that are provided by your shopper to verify the address is registered to the card being used.
The checks on the AVS is not carried out by Opayo but by the banks during the authorisation process.
Both the address and the postcode numerical values are checked by the banks and the resulted are then displayed to you with MySagePay.
The alpha characters of the address are not checked during the AVS fraud checking during any stage of the authorisation process.
CV2, CVV, or Card Verification Value is a check that is carried out on the card used for the transaction.
The check uses the 3 digit security code – commonly found on the reverse of cards on the signature strip. This then verifies the 3 digit security code is the correct code for the card that is being used.
Again, Opayo do not carry out this fraud prevention check. This is carried out by the banks and the results are again available to you within your mysagepay admin area.
The aim of these security checks is to provide additional information on each transaction which arms you, the vendor, with information to reduce the risk of fraudulent transactions.