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Fraud Screening explained

When processing any type of transaction you always need to be aware of the potential risks of fraud, and what you can do to prevent it. Fraud Screening provides all of your transactions with a score and rating that highlights the level of risk the transaction pose to your business. 

The 3rd Man fraud screening tool available free to all Opayo customers within My Opayo will provide you and your business with additional protection against fraudulent activity. 



How does it work?

Whenever a transaction is processed through your account the information of the payment is passed through to the Fraud Screening tool. Fraud Screening will then use this information to perform checks and provide you with a score for the transaction. This score will then be displayed within MySagePay as part of the fraud prevention checks available on your account.

What are the scores?

Once the 3rd Man have reviewed the transaction you will be given a numerical score, along with a rating.  

The available ratings are:

  • OK    – Low Risk 
  • HOLD    – Medium Risk
  • REJECT    – High Risk

Along with the scoring, and ratings, the 3rd Man results will be available to you within MySagePay using a traffic light display.  Green - low risk, Amber - medium risk, Red - high risk.