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Fraud Screening explained

When processing any type of transaction you always need to be aware of the potential risks of fraud, and what you can do to prevent it. Fraud Screening provides all of your transactions with a score and rating that highlights the level of risk the transaction pose to your business. 

Featurespace fraud screening tool available free to all Opayo customers within My Opayo will provide you and your business with additional protection against fraudulent activity. 

   

 

How does it work?

When a transaction is processed through the Opayo system, the details of that individual payment are passed through to Opayo’s fraud screening service for analysis to be carried out. Using adaptive behavioural analytics to spot and block fraud our solution continually improves and adapts to new risks.

Opayo’s fraud screening tool will take all of the information that has been captured and use this information to build a risk score that will be available to you in real time. Once the transaction information has been passed to Opayo’s fraud screening systems for analysis against a fraud and risk ruleset, a Risk score will be produced calculating the likelihood of the transaction being legitimate or fraudulent.

All transactions begin with a score of 0 when the transaction is first submitted to fraud screening for analysis. Each rule that is triggered increases the percentage risk of the transaction. Should the risk level exceed an acceptable threshold an advisory alert appears in MySagePay (MSP).

Once the risk score has been assigned, the score will then be available in the MSP portal and via our API . We provide the score as well as a summary of the rules the transaction triggered.