American Express SafeKey is a fraud prevention tool that is offered to all customers who use this card. SafeKey, like 3d Secure offers additional protection to you as a shopper and as a company.
Just like Verified by Visa and Mastercard Secu code, American Express SafeKey is there to offer password protection to shoppers who have an American Express card.
The scheme gives shoppers the chance to assign a password to their card and verify this when processing a transaction.
You will be taken to the SafeKey screen once your card details have been captured and prompted to enter a password in order to complete your order.
When you are taken to the SafeKey page you will be required to enter your password in order to proceed through the checks and get your payment verified.
After you have entered your password, the transaction will then go for authorisation as normal.
Chargebacks can still happen : Full American Express SafeKey does not guarantee a liability shift, cover is always determined at the discretion of your merchant bank.
Not all cards are registered : Not all American Express card holders are part of the scheme.
If you are interested in setting up American Express SafeKey on your Opayo account please e-mail support@sagepay.com requesting this and we will be able to get this started for you.
If you would like to know more about SafeKey use the button below to be taken to the American Express website.